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深圳明紧暗松二套房贷首付“变相”仍可两成
深圳市二套房贷收紧的政策已经执行了一段时间,各家银行也签署了《深圳市国内银行业二手房按揭贷款业务自律公约》,但《华夏时报》记者通过对深圳中介公司进行走访后发现,深圳二套房贷目前贷款情况还是相对比较宽松的,按照个人信用度,有些银行还是可以做到首付两成、利率7折。
加息预期引爆寿险市场
新年伊始,寿险市场上的各家保险公司照例又开始打响“开门红”战役。1月份银行业信贷规模再次达到天量超万亿,已经引起监管部门对今年通胀的担忧,央行不得不在情急之下提高银行存款准备金率,随后的加息则已经成为市场的共识。